ipac is an international financial advice and investment group that helps clients achieve their financial and chosen lifestyle goals. One of Asia Pacific’s leading financial planning company, ipac manages more than US$14.3 billion for individuals and institutions worldwide. Its lifestyle financial planning process is practiced in Australia, Hong Kong, Singapore, South Africa and Taiwan.
ipac launched its business in both Hong Kong and Singapore in 2003 as a comprehensive financial planning practice. ipac is licensed by the Monetary Authority of Singapore and the Securities and Futures Commission in Hong Kong. 2008 marks its fifth year in Asia and 25 years since its formation in Australia.
The stability that ipac offers comes also from being part of the Global AXA Group, a worldwide leader in financial protection and wealth management with assets under management of around US$1.9 trillion. The AXA Group ranked 15th in the 2007 FORTUNE GLOBAL 500 Survey of “The World’s Largest Corporations”.
ipac’s approach and philosophy to financial planning is different from most other independent financial advisory firms. Recognising that smart money management is a means to achieving a desired retirement lifestyle, the process begins with and focuses on helping clients to set their various long and short-term financial lifestyle goals. Then, ipac devises a personal, step-by-step plan on how to get there, providing advice along the way to ensure their clients make the right choices and stay on track with the plan.
ipac believes in a holistic approach to financial planning. Other firms specialise specifically in either tax, real estate and insurance for instance, but the ipac philosophy is to examine the client’s overall needs, including issues of tax, real estate, debt management, among others, to help make the right choices for all the important financial decisions in life. The focus is on the individual needs of the client, on his total financial situation, to help him achieve his retirement aspirations.
From the first obligation-free meeting with one of ipac’s advisers, the objective is to help clients focus on making decisions toward financial choices in life that will make them feel fundamentally happy and engaged. Part of the goal setting process involves the education to think of money as the enabler and not the be-all-and-end-all of retirement. Then the client is presented with a comprehensive plan, which will include well-researched recommendations to address investment, cash flow, tax, estate planning and risk management needs. ipac guides their clients through the entire process, helping them to stay on track with their financial plan.
Another important part of the ipac process is in keeping the financial plan ‘alive’ by helping clients navigate the ever-changing global environment. ipac takes a proactive role in accommodating any changes in the economy, markets, legislation and clients’ personal circumstances (e.g. marriage, new addition to the family, change in retirement goals), to update the financial plan to make sure goals are achieved.
Effective and open communication is key and clients can expect regular meetings to review objectives and strategy. Clients will also receive regular portfolio valuation statements, newsletters and invitation to ipac events to keep up to date with business, the economy and markets as well as lifestyle events.
ipac will give you confidence with its unique approach to financial planning to help you realise your life’s dreams.